Welcome to Humans of TechAdvance!
TechAdvance is a payment application development company with a strategic focus in developing and deploying niche payment companies to serve the needs of large public and private sector organisations in Nigeria.
The Future of Technology
Today’s younger generations have not known a world without the Internet, smartphones, Facebook, Twitter, YouTube, WhatsApp, Instagram, Snapchat and other social media networks.
Social media is not at all negative as believed by some school of thoughts and the younger generations are the avid, most active users of these platforms.
Technology, in general, has some very life changing positive impacts on lives but that’s a choice you would have to consciously make.
Younger Generations’ Interest in Technology as a Career path
Technology has its positive effects on younger generations if used in the right way because it is a very useful tool for career advancement and the most affordable way of learning.Skill Acquisition
With technology, you are free to learn whatever you want to learn whether it is a new skill in any area or you want to impact your own knowledge. You can do all that using technology and so much more.The smart younger ones would use technology to advance their careers by reading blog posts, watching YouTube videos, subscribing to email newsletters, signing up for free online courses all to learn new skills which would put them ahead of their mates in the labour market.
Technology also helps when searching for jobs because apart from online job sites, there are Twitter handles that connect directly to companies on LinkedIn when they post jobs vacancies.
YouTube is a vast wealth of knowledge and a useful tool for career advancement and even personal skill development. Best part? It’s free.
Online Courses
With Technology, online courses sites like Lynda, Udemy and so on can now help you attain a higher level in your existing profession by tutoring on the next level of skillset required to take your career to the next level.Professional Certifications
You can now sign up, learn and attain professional certifications which can help you achieve your dream job or increase your professional level and career.Even on the Job or in school, technology is still saving lives by enabling them to conduct research on topics whether it's for work or a client or maybe it’s a school assignment.
Younger Generations’ Interest in Technology for Day to Day Use
Technology is extremely useful for day to day use because of how fast messages gets across from sender to receiver and vice versa.For schools
Lecturers can communicate with their students via emails, they can also submit assignments, tests, project works via emails and this prepares the student for professional working life.
For Work
Reasons
Easily accessible in some countries
Technology, Internet, smartphones and social media are super easy in some countries with parents giving their children smartphones at early ages.Easy to operate and manage
Unlike older generations, younger people are quicker to learn technologically related stuff like the use of smartphones, Internet and social media because they were exposed to it when they were much younger.Addictive
Everyone has that thing we are addicted to and to younger generations, it is social media, the Internet and smartphones. You can see them texting on the street, in public transportation and some, even while driving.Flexibility
The use of the Internet and different social media platforms enable users to shape who they want to be. Some may choose to be someone else on their social media profiles while others may keep it real but having that choice alone is very interesting.What has changed in comparison to previous generations?
Early exposure and the Internet.
Younger generations have been exposed to Technology at a much younger age than their parents or grandparents and this has created room for a faster learning curve and adoption rate.The Internet has supercharged everything technological because everything is now available in technological forms, which mostly require Internet access may be for cloud storage or daily operations or even both.
The older generation didn’t have much technological exposure and or access to the Internet
TechAdvance is a payment application development company with a strategic focus in developing and deploying niche payment companies to serve the needs of large public and private sector organisations in Nigeria.
Welcome to Humans of TechAdvance!
Human of the Day: Stephanie Ofoedu
What is your Job title?
I am a Financial analyst.When did you join TechAdvance?
I joined TechAdvance in May 2nd 2017 during my Youth Service year.What do you love about your job?
I love the scope and dynamics of my job. It fits in well with my personality. There is room to explore and grow. Financial analysts are considered valued business partners and key decision makers. Companies rely on their recommendations to help execute strategy.What is your favourite mantra when it comes to work?
“A dream doesn't become reality through, magic, it takes sweat, determination and hard work”.Describe the culture at TechAdvance in your opinion.
The culture here isn’t rigid which allows us to be innovative and creative.When you are not working, what do you love doing?
SocializingDo you remember your first day here? What were your observations?
My first day at work was really nice; everyone was accommodating, and ready to help out.What is your favourite memory here so far?
It is a Team bonding barbecue that was sponsored by the CTO. It was a good opportunity to get to know our colleagues and understand their respective work better.Do you have any superpowers?
My supernatural power is Beauty and Brains.TechAdvance is a payment application development company with a strategic focus in developing and deploying niche payment companies to serve the needs of large public and private sector organisations in Nigeria.
Welcome to Humans of TechAdvance!
Human of the Day: Kazeem Noibi
What is your job title?
I am the Lead, Systems Engineer at TechAdvance. In the Systems Engineering department, we build all the web-based applications at TechAdvance.When did you start working at TechAdvance?
I started working at TechAdvance early December 2016What do you love about your job?
I love the ability to freely innovate, collaborate and mentor young developers while delivering world-class high-end products that actually solve real problems.What is your Favourite quote or mantra, which applies to work?
My favourite quote is: "Use what works for you and don’t condemn what works for others".Describe the culture at TechAdvance (in your opinion).
TechAdvance is a fantastic work environment where any SERIOUS individual can have a progressive career. As a developer in TechAdvance, the environment allows us to build up interesting portfolios that solve real-world problems. Here, there are no barriers; there is free access to ANYBODY.When you are not working, what do you love doing?
When I am not working, I am listening to Music (I am a huge fan of Fuji Music (Barrister, Saheed Osupa, Kollington)), I mentor young developers to build careers in technology and I am also active in the religious circle where we do some volunteering in community-driven activities.Do you remember your first day or week at work here? Give a brief description of your observations.
Coming from a previous work experience as a Remote developer for a foreign company, settling down was not that easy. On my resumption, I was tasked with stabilizing the technology side of a project that was staggering at that time and with my efforts coupled with that of my colleagues, it was easily achieved. We can confidently say that the product is stable right now.What is your favourite memory or event at TechAdvance so far?
My favourite memory is our code camp last December. We had gone for the Christmas holidays and about 3 days into the holidays, I received a call came from our CTO that we needed to report to work to build a new product. We had to resume in a camp (a very conducive place for that matter), and in 8 days (Yes, Eight Days!) the product was ready. It was a fantastic experience for us, and the memory lingers till date.TechAdvance is a payment application development company with a strategic focus in developing and deploying niche payment companies to serve the needs of large public and private sector organisations in Nigeria.
Welcome to Humans of TechAdvance!
Human of the Day: Eghosa Ewone
What is your job title?
What work does your department do?
What do you love about your job?
When did you join TechAdvance?
What is your favorite quote, which applies to work?
Describe the culture at TechAdvance in your opinion
When you aren’t working, what do you love doing?
Do you remember your first day at TechAdvance? What were your observations?
What is your favourite memory here at TechAdvance?
Do you have any superpowers?
TechAdvance is a payment application development company with a strategic focus in developing and deploying niche payment companies to serve the needs of large public and private sector organisations in Nigeria.
Welcome to Humans of TechAdvance!
Human of the Day: Ada Ikponmwoba
What is your job title?
Lead, Sales/ Business Development.When did you start working at TechAdvance?
March 2016.What do you love about your job?
I love the fact that we are able to use Technology to solve a major problem with Nigeria’s road transportation sector.What is your Favourite quote or mantra which applies to work?
My only way of discovering the limit of the possible is to go beyond them into the impossible.Please describe the culture at TechAdvance (in your opinion)
I haven't known TechAdvance to have a culture, but it will be nice to see that happen in no time.When you are not working, what do you love doing?
Research, discovering new thingsDo you remember your first day or week at work here? Give a brief description of your observations.
Working with TechAdvance has been a great experience as well as seeing the company grow to what it is today if I recall - when I joined TechAdvance, we were just a team of four on the Business Development Team and didn't have an office. So, we had to work from different remote areas.What is your favourite memory or event at TechAdvance so far?
Begin able to participate in one of the largest Technology events #Techpointbuild to showcase what our value and product are in TechAdvance.Do you have any super powers?
I am great at going after whatever I want and achieving them.TechAdvance is a payment application development company with a strategic focus in developing and deploying niche payment companies to serve the needs of large public and private sector organisations in Nigeria.
Welcome to Humans of TechAdvance!
Human of the day: Tosin Animashaun
What is your job title?
What does the Integrations team do?
When did you start working at TechAdvance?
What do you love about your job?
What is your Favourite quote or mantra which applies to work?
Describe the culture at TechAdvance (in your opinion)
When you are not working, what do you love doing?
Do you remember your first week at work here? Please give a brief description of your observations.
Do you have any ‘special powers’?
TechAdvance is a payment application development company with a strategic focus in developing and deploying niche payment companies to serve the needs of large public and private sector organisations in Nigeria.
Security and Fraud in the age of Payment Apps - How Much Safer is it now?
Believers
Non-believers
How can you get hacked?
- Misplacing your card.
- By clicking on a suspicious link on the Internet that pops up out of nowhere.
- By installing shady software that you don’t know the manufacturer.
- Sharing your card details over the phone, email or even on social media.
- By using an unknown payment gateway.
- By using your card on fake websites without the proper SSL security card protection.
Which brings us to Security – Payment Card Security
Payment Apps
- Everyday transactions like buying recharge cards to make calls, subscribing to your favourite Internet data plan and so on.
- Sending money to family, friends or maybe even co-workers.
- Bill payments like electricity, water bills.
- Making payments on online stores as well as physical stores.
- Point of Sale (POS) payments in local stores, restaurants, bars etc.
Now, Why do you need Payment Apps?
Payment Apps in Nigeria
TechAdvance is a payment application development company with a strategic focus in developing and deploying niche payment companies to serve the needs of large public and private sector organisations in Nigeria.
Fintech Trends to Look Out For in the Near Future
Fintech trends to look out for in the near future
- Blockchain technology
- Artificial Intelligence, Machine Learning & Chatbots
- Increased mobile transactions
- Bank & Fintech companies collaborations
- An increase in digital wallets usage
- More people going cashless
1. Blockchain Technology
- 100% security: Blockchain can never be hacked. To hack blockchain, you would need to have the electric power equivalent to about 2.26 million American homes because you won’t be hacking one but thousands of linked networks.
- Transparency: Blockchain allows banks to create digital ledgers that record transactions in real time with accessibility to everyone within the community boosting the overall efficiency of transactions because banks can now easily know where money is coming from and where it’s going.
- Improved Customer Experience: The entire process is transparent and visible to everyone including stakeholders/customers.
- Increased lending: Bank Settlements can take two or three days. Blockchain compresses the steps into one step that can be done within a few seconds or minutes
- Blockchain cuts costs all around: When it comes to P2P, blockchain cuts out costs of the standard marketplace by 95 per cent. There are no chargebacks and refunds, no postal and shipping losses, no subscription charges, seller fees, referral fees etc.
- Blockchain has the biggest impact in the finance world: “Blockchain-based securities trading will reduce costs, minimize complexity, and increase the speed of trading and settlement processes. Blockchain-based P2P and SME lending platforms will help financial institutions scale easier and more efficiently. Cross-border payments and mobile payments will become cheaper and easier.”
2. Artificial Intelligence, Machine Learning & Chatbots
- The United Bank for Africa (UBA) recently launched UBA Leo, an AI-powered Facebook Messenger bot, to allow users to perform banking transactions.
- Diamond Bank launched ADA, Artificially Intelligent (AI) Chatbot, leveraging pioneering technology to reach more customers with an enhanced service in Nigeria.
- GTBank is giving customers access to customer service, airtime purchase and Bank 737 shortcodes using Facebook Messenger.
- Kiakia is using Mr. K, a virtual assistant, to give an interactive user experience in accessing loans. Mr. K also assists users in resolving a couple of issues on the platform — taking away the need of putting a call through for every complaint.
- NairaBot gives the prevailing foreign exchange rates at any given time. You just add a command and it responds according to your request in seconds.
- With Kudi, you can purchase mobile airtime, transfer money and pay for TV bills via chat using Messenger, Skype, Telegram or a web browser.
- NebulaPay allows you to pay bills and transfer funds from the Facebook messenger.
- To detect fraudulent activities and vulnerable spots in their software
- To automate financial reporting
- To minimize processing time and human error
- To execute Analytics/ A/B testing.
- The lines between AI and ML will blur, with companies combining both to offer predictive advice to clients on how they should, for instance, manage their finances.
3. Increased Mobile Transactions
4. Bank & Fintech companies collaborations
5. An increase in Digital Wallets Usage
6. More people would go Cashless
TechAdvance is a payment application development company with a strategic focus in developing and deploying niche payment companies to serve the needs of large public and private sector organisations in Nigeria.
Evolution of Transportation Systems in Nigeria
Modes of Transportation
1. Road
2. Air
3. Train
Evolution of Transportation System in Nigeria
1. Road
2. Air
Uses of Transportation in Nigeria
Carry goods and people:
Logistics/Local Delivery
Everyday Movement
TechAdvance is a payment application development company with a strategic focus in developing and deploying niche payment companies to serve the needs of large public and private sector organisations in Nigeria.






















